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Direct to bank¹ money transfer service
Western Union cooperates with ChinaPay—a subsidiary of UnionPay, providing a reliable direct to bank¹ money transfer service, the money can be paid into qualifying bank accounts¹ at participating banks in China.
Send money to qualifying Chinese bank accounts at participating banks in minutes¹ during China bank processing hours
Receive CNY (RMB), the amount to be received is confirmed when sending
Send Money direct to a participating bank account in China
|Sender should fill out the ‘Direct to Bank’ form at a designated Western Union® Agent location, or, you can also send through our website or our app and provide the receiver’s mandatory information as below:|
|If you are doing this transaction at an agent location – have your ID ready.
After completing the money transfer, sender should inform the receiver that the remittance has been sent.
Receive Money at One of 80 Banks in China
Once the remittance has been completed, the money will be sent directly to the receiver’s qualifying Chinese bank accounts¹ at participating banks in minutes¹ during China bank processing hours.
If the receiver cannot receive the money, Western Union China call center will call the receiver within 24 hours to verify receiver’s information as below.
MONEY IS RECEIVED IN THE FOLLOWING PARTICIPATING BANKS:
|Bank of Beijing||Bank of Ningbo||China Merchants Bank||Jiangxi Bank|
|Bank of Changsha||Bank of Ningxia||China Minsheng Banking||Jilin Bank|
|Bang of Chengdu||Bank of Qingdao||China Resources Bank of Zhuhai Co., Ltd.||Jinshang Bank|
|Bank of China||Bank of Qinghai||China Zheshang Bank||Laishang Bank|
|Bank of Chongqing||Bank of Shanghai||Chongqing Rural Commercial Bank||Linshang Bank|
|Bank of Communications||Bank of Suzhou||Dezhou Bank||Longjiang Bank|
|Bank of Dalian||Bank of Taizhou||Evergrowing Bank||Ping An Bank|
|Bank of Dongguan||Bank of Tianjin||Fudian Bank||Postal Savings Bank of China|
|Bank of Fuxin||Bank of Urumqi||Fujian Haixia Bank||Qilu Bank|
|Bank of Ganzhou||Bank of Wenzhou||Guangdong Nanyue Bank||Qishang Bank|
|Bank of Guangzhou||Bank of Xi’an||Guangxi Beibu Gulf Bank||Shanghai Pudong Development Bank|
|Bank of Guiyang||Bank of Yingkou||Guangzhou Rural Commercial Bank||Shanghai Rural Commercial Bank|
|Bank of Hangzhou||Bank of Zhengzhou||Guilin Bank||Shenzhen Rural Commercial Bank|
|Bank of Hebei||Baoshang Bank||Hana Bank||Tianjin Rural Cooperative Bank|
|Bank of Inner Mongolia||Beijing Rural Commercial Bank||Hankou Bank||WeBank|
|Bank of Jiangsu||Bohai Bank||Hua Xia Bank||Woori Bank|
|Bank of Jinzhou||China Citic Bank||Huishang Bank||Xiamen Bank|
|Bank of Kunlun||China Construction Bank||Industrial & Commercial Bank of China||Yantai Bank|
|Bank of Liuzhou||China Everbright Bank||Industrial Bank Co. Ltd||Zhejiang Chouzhou Commercial Bank|
|Bank of Nanjing||China Guangfa Bank||Industrial Bank of Korea||Zhejiang Tailong Commercial Bank|
- ¹ Qualifying accounts must have an associated UnionPay debit card number beginning with ‘62’. Service and funds availability depends on certain factors including amount sent, currency availability, regulatory issues, consumer protection issues, identification requirements, required receiver action(s), delivery restrictions, location hours, and differences in time zones (collectively, “Restrictions”).
- * WESTERN UNION ALSO MAKES MONEY FROM CURRENCY EXCHANGE. WHEN CHOOSING A MONEY TRANSMITTER, CAREFULLY COMPARE BOTH TRANSFER FEES AND EXCHANGE RATES. FEES AND FOREIGN EXCHANGE RATES MAY VARY BY BRAND, CHANNEL, AND LOCATION BASED ON A NUMBER OF FACTORS. FEES AND RATES SUBJECT TO CHANGE WITHOUT NOTICE.