Send Money to Directly to a Qualifying Bank Account in China

Direct to bank¹ money transfer service

Western Union cooperates with ChinaPay—a subsidiary of UnionPay, providing a reliable direct to bank¹ money transfer service, the money can be paid into qualifying bank accounts¹ at participating banks in China.

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Send money to qualifying Chinese bank accounts at participating banks in minutes¹ during China bank processing hours

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Receive CNY (RMB), the amount to be received is confirmed when sending

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Send money to China via Western Union® Agent locations around the world or 24/7 through WU.COM or through our app

Send Money direct to a participating bank account in China

li-first Sender should fill out the ‘Direct to Bank’ form at a designated Western Union® Agent location, or, you can also send through our website or our app and provide the receiver’s mandatory information as below:
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  • Receiver’s first & last name (Pin Yin)
  • Receiver’s bank name
  • Receiver’s bank card number (UnionPay debit card number starts with “62”)
  • Receiver’s mobile number (11-digit numbers start with “1”)

 

li-third If you are doing this transaction at an agent location – have your ID ready.

After completing the money transfer, sender should inform the receiver that the remittance has been sent.

Receive Money at One of 80 Banks in China

Once the remittance has been completed, the money will be sent directly to the receiver’s qualifying Chinese bank accounts¹ at participating banks in minutes¹ during China bank processing hours.

If the receiver cannot receive the money, Western Union China call center will call the receiver within 24 hours to verify receiver’s information as below.

MONEY IS RECEIVED IN THE FOLLOWING PARTICIPATING BANKS:

Bank of Beijing Bank of Ningbo China Merchants Bank Jiangxi Bank
Bank of Changsha Bank of Ningxia China Minsheng Banking Jilin Bank
Bang of Chengdu Bank of Qingdao China Resources Bank of Zhuhai Co., Ltd. Jinshang Bank
Bank of China Bank of Qinghai China Zheshang Bank Laishang Bank
Bank of Chongqing Bank of Shanghai Chongqing Rural Commercial Bank Linshang Bank
Bank of Communications Bank of Suzhou Dezhou Bank Longjiang Bank
Bank of Dalian Bank of Taizhou Evergrowing Bank Ping An Bank
Bank of Dongguan Bank of Tianjin Fudian Bank Postal Savings Bank of China
Bank of Fuxin Bank of Urumqi Fujian Haixia Bank Qilu Bank
Bank of Ganzhou Bank of Wenzhou Guangdong Nanyue Bank Qishang Bank
Bank of Guangzhou Bank of Xi’an Guangxi Beibu Gulf Bank Shanghai Pudong Development Bank
Bank of Guiyang Bank of Yingkou Guangzhou Rural Commercial Bank Shanghai Rural Commercial Bank
Bank of Hangzhou Bank of Zhengzhou Guilin Bank Shenzhen Rural Commercial Bank
Bank of Hebei Baoshang Bank Hana Bank Tianjin Rural Cooperative Bank
Bank of Inner Mongolia Beijing Rural Commercial Bank Hankou Bank WeBank
Bank of Jiangsu Bohai Bank Hua Xia Bank Woori Bank
Bank of Jinzhou China Citic Bank Huishang Bank Xiamen Bank
Bank of Kunlun China Construction Bank Industrial & Commercial Bank of China Yantai Bank
Bank of Liuzhou China Everbright Bank Industrial Bank Co. Ltd Zhejiang Chouzhou Commercial Bank
Bank of Nanjing China Guangfa Bank Industrial Bank of Korea Zhejiang Tailong Commercial Bank

Footnotes

  • ¹ Qualifying accounts must have an associated UnionPay debit card number beginning with ‘62’. Service and funds availability depends on certain factors including amount sent, currency availability, regulatory issues, consumer protection issues, identification requirements, required receiver action(s), delivery restrictions, location hours, and differences in time zones (collectively, “Restrictions”).
  • * WESTERN UNION ALSO MAKES MONEY FROM CURRENCY EXCHANGE. WHEN CHOOSING A MONEY TRANSMITTER, CAREFULLY COMPARE BOTH TRANSFER FEES AND EXCHANGE RATES. FEES AND FOREIGN EXCHANGE RATES MAY VARY BY BRAND, CHANNEL, AND LOCATION BASED ON A NUMBER OF FACTORS. FEES AND RATES SUBJECT TO CHANGE WITHOUT NOTICE.