1. Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates, and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

2. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

4. My WU enrollment requires a valid e-mail address. By providing your mobile number with enrollment, you expressly authorize us to send an automated text message to your mobile number with program materials and request consent to send future promotional texts. Consent not required for purchase and may be revoked at any time. Msg & Data Rates Apply. Reply STOP to stop, HELP for help.

*NO PURCHASE NECESSARY. Open to eligible residents of Canada within all Canadian provinces (including Quebec). Void where prohibited. Begins 12:00 a.m. ET on 6/1/19 and ends at 11:59:59 p.m. ET on 8/31/19. Math skill-test question required. 1 Grand Prize valued at $10,000; 50 Instant Win prizes each valued at $100. Odds of winning depend on the # of eligible entries received.