Preferred Customer Plus (PCP) Card

Get the card that rewards you. It's free to enroll.

PCP Card

If you frequently send money with Western Union, enroll in our Preferred Customer Plus program and reward yourself.

As a PCP member you can send money more quickly, often without filling out forms. You could be eligible for discounts on transactions and purchasing phone time you can use to call almost anywhere in the world.

Benefits - Be a Western Union® Preferred Customer

  • Save on transaction fees*! Save 5% on qualifying transfers when you use your PCP card**.
  • Save time! With a PCP card, no need to fill out forms on qualifying transfers***
  • Save on phone time****! Your PCP Card is also a rechargeable phone card. Call home at special low rates. No connection fees. For rates and to recharge using a credit card call 1-866-372-4545 or click here. Simply enter your PIN which is found on your money transfer receipt after a transaction with this temporary card or at the back of your permanent PCP card.

Your PCP Card is also a Phone Card.

  • Call home for less at special low rates
  • No connection or hidden fees
  • Call home from anywhere in the world
  • Pay by the minute
  • Add phone time to your PCP card online now or by calling 1-866-372-4545

How To Get Your PCP Card:

Ask for your card today at a participating Western Union agent location, it's free to enroll! Once you have completed at least two transactions, your card will be sent to you.

Use Preferred Customer Plus online tools to:

  • Terms:
  • * IN ADDITION TO THE TRANSFER FEE, WESTERN UNION ALSO MAKES MONEY FROM THE EXCHANGE OF CURRENCIES.
  • ** Discounts may vary by destination and do not apply to money transfers to certain markets. Preferred Customer benefits are subject to change without notice.
  • *** Formless transactions are not available for the Direct to Bank service option and money transfers that exceed a certain dollar amount or sent from the U.S. to Cuba.
  • **** Phone service provided by a third-party telecommunications provider and not Western Union. This third-party telecommunications provider is not the representative of Western Union. Western Union is not liable for any act of or for the services provided by this third-party telecommunications provider. For customer service and current rate information call 1-866-372-4545 or click here. Calls are billed in 1-minute increments and are rounded up to the nearest penny. Phone time rewards expire 90 days after award date. Prepaid minutes expire 365 days after latest recharge. CALLS INITIATED FROM A PAY PHONE ARE SUBJECT TO A SURCHARGE OF 80¢. As of January 2007, the maximum charge per minute for calls within Canada is 6.7¢. International rates differ according to destination; calls to cellular phones will be billed at higher rates. Rates are subject to applicable taxes and may change without notice. Calls to 700, 900 or certain toll-free numbers or operator-assisted calls may be blocked or charged at a higher rate.
  • A current identification card will be needed to enroll.
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